A large number of people get injured in different types of accidents every day whether it’s because of their fault or it is because of some other at-fault party. Most of the times a compensation can be claimed from an individual, a company or a council.
What is Personal Injury Claim?
A personal injury claim is a legal process used to recover financial compensation for anyone who has suffered injury or harm and he himself was not responsible for that personal injury or damage. The level of compensation that can be recovered depends upon the nature of the injury and the losses and expenses that arise as a consequence.
Types of Accident Claims
There are many different types of personal injury claims – including those arising from road traffic accidents, accidents at work or in public places, Asbestos related injuries and accidents abroad; which can result in injuries and in the worst cases loss of life.
Road traffic accidents
– Accidents on the road are unfortunately very common. These don’t just involve car accidents, but also accidents involving cyclists, pedestrians, and passengers, either in private vehicles or on public transport. Road traffic accidents can be very distressing regardless of your injuries and potentially result in whiplash, psychological trauma, and other health complications. If you have been involved in a road accident our team of claim experts will fight to get you compensation as well as any rehabilitation and support needed.
Accidents at work
– Every employer has a duty of care to ensure that his employees can work safely. If any employer neglects this duty, it puts you at risk. Accidents at work can cause injuries that leave you unable to work, leading to financial losses. You may have to take time off or pay large bills for medical treatments or physiotherapy. These are all expenses which could be claimed back as part of your personal injury claim if it is proven that your employer failed to provide you with a safe working environment and didn’t take the required steps to prevent your accident from happening. Many people worry that claiming against their employercould affect their jobs or working relationships. However, it’s important to remember that you have the right to claim compensation if your employer fails in their duty of care and that you can’t legally be dismissed for making a claim.
Claim for Loss of Earning
– If because of personal injury, you are unable to continue your work and suffered the loss of your earning then you can claim for loss of your earning and other financial expenses. As the person bringing the claim, you will need to produce evidence to support any loss claimed. If you are employed (as opposed to self-employed or a business owner), the best way of doing this is to produce pay slips for at least 6 months prior to the accident in order to show a detailed history of your earnings. The Court will usually assess your net average monthly wage for at least 3 months prior to the accident in order to calculate your average salary. In a straightforward claim, this will be multiplied by your period of absence in order to calculate your loss of earnings claim.
Other types of claims
Apart from road accidents and accidents at work, there are other situations in which a personal injury claim may be appropriate. For example:
– such as those caused by the dangerous or reckless behavior of an opponent or the failure of an official such as a referee to properly enforce the rules of the game
Medical negligence and malpractice claims– when a health care professional or provider neglects to provide appropriate treatment, omits to take an appropriate action or gives substandard treatment that causes harm, injury, or death to a patient
Slips trips and falls– at workplace or slippery parking lots which can lead to serious injuries sometimes
Military accidents– causing major injuries or leading to death of a loved one
Abuse claims– in case of physical, mental or sexual abuse